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Live Better (11) Save Money (18) Travel (6)

Tuesday, March 23, 2010

Netflix (DVD + On-Demand Viewing)

Company: Netflix
Product: 1 DVD at a time + on-demand viewing
Regular Price: $8.99
Website: www.netflix.com

Netflix is a mail service that send one or more DVD's to your home at a time. There is never a late fee, and the selection of movies and my personal favorite, documentaries, is outstanding. However, the real gem in Netflix is the on-demand service.

For $8.99, you can receive one DVD at a time, and all the on-demand service that you can use. This price is worth it just for the on-demand feature. I generally forget to return the DVD, some times for a week or two at a time. The selection for the on-demand features is not as rich as the DVD service, but sometimes I just want computer to keep me company.

Hulu has a very limited selection, and so do the other sites such as PBS. You tube cuts up videos into very short 10-15 minute segments, which is okay, but I rather just have a quality documentary in the background. In my opinion, the on-demand feature is a real gem.

Don't forget to check with your airline program, type in netflix and coupon code in the google bar, or get some other benefit for signing up with Netflix. Earn up to 3,000 miles on United.com for signing up on www.netflix.com. You are signing up anyways, might as well get the miles too.

Monday, March 22, 2010

Amazon Prime (2nd Day Air all year for only $79; Add $3.99 each time for next day air)

Company: Amazon
Product: Prime
Cost: $79 (order something and look for free 3 month trial)
Website: www.amazon.com

Amazon Prime is a great service. For $79 a year, Amazon will send practically anything that you buy by 2nd day air. There is not a minimum as long as it qualifies for Amazon Prime. If you orders something, Amazon is currently offering 3 months of "trial" for free before they bill you. That is 15 months for $79.

I feel that the Amazon Prime service is great because while I am willing to wait 2-3 days for my books or items, I am more inclined not to wait much longer, and would otherwise buy the item at the store. Also, for now, there is still no tax on buying from Amazon. Not having to pay for tax combined with the 2nd day air service makes Amazon Prime a great service, and pays for itself in no time.

With Amazon Prime, I am no longer subjected to the $25 requirement for free ground shipping. How many times have I spent another 20 minutes looking for another book to make the $25 minimum? and it was for an item that I did not really want anyways.

Yesterday, I was able to fine 4 alkaline batteries for $3.99 and Amazon Prime sends to me 2nd day air for no additional cost. This saves me a trip to Walgreens - which takes me up to an hour round-trip! I travel a lot and with 2nd day air, I can predict when the item will arrive at home or in my hotel room.  If I need it next day air, it is only $3.99 extra!

Wednesday, March 17, 2010

Magazine for Miles; WSJ, Barron's, Economist and BusinessWeek at Tremendous Savings

Company: Magazine for Miles
Product: Magazine for Miles
Cost: pay in airline miles

I get my Wall Street Journal, Barrons and a number of other business magazines with my airline miles. If you are like me, you probably have miles on various airlines that do not add up to 25,000 miles, the general amount needed for a free ticket. These spare miles sit there month after month, year after year. However, it is likely that you have 2,626 miles or 3,200, just a cross-country trip, enough for 39 weeks of the Wall Street Journal. Some annual subscriptions can be had for as little as 1,200 miles.

In my experience the process is relatively automated and the magazines come relatively quickly. There are generally no problems with the service, and at 1.0 - 1.5 cents per mile, the cost is relatively low. Mostly this is about getting something that you could use, that you usually pay for, for something that you usually don't give a second thought to, a pretty good deal. 

Sample Business Magazines from American Airlines and United Airlines
Barron's 26 issues for 1,200 miles
Businessweek 50 issues for 1,600 miles
Economist 51 issues for 3,200 miles
Wall Street Journal 254 issues for 2,600 miles

Tuesday, March 9, 2010

Pamfax

Company: Pamfax
Price: about $0.10 per page (pay $7 at a time or per use on your skype account)
Website: www.pamfax.com

Pamfax has been a great help! Since I have a tablet x61 and tether, it allows me to receive and sign (and edit) faxes as I travel.

Pamfax allows people to send me documents (usually in email), and I can sign and edit them and fax it back! No fax machine required. With my present travel schedule, its a major win for those people that require or are used to getting a signature.

I end up sending a lot more faxes than I used to, and at 10-13 cents for a one page fax I am not complaining. It sure beats finding and running into Kinkos are back to my hotel's business office.

You can buy credit on Pamfax in increments of $7.00 or transfer unused credit over from your skype account! in any increment. Pamfax has been a very nifty tool to have with my tablet but you could do the same thing without a tablet and a digital pen that you connect to your laptop.

Monday, March 1, 2010

Walgreens Pharmacy and Private Label Rewards Program; Also Walmart Pharmacy

Company: Walgreens
Product: Prescription Savings Club
Cost: $20 annual fee

I did not know about this program until my pharmacist at Walgreens told me about it. Walgreens has a list of 5,000 drugs according to a formulary that you can purchase a 90 day supply at a time for $12. Usually Anthem Blue Cross will only allow me 30 days at a time with a $10 co-pay. This is especially good for those that do not live near a Walmart, and need to talk to someone that they mail order companies do not provide.

For those that have insurance, the minor part is the cost savings. The minor part is the cost savings, of 12*$10=$120 minus $20+4*$12=$92 or $28 per year. The major part of this is that I can now go to Walgreens 4 times a year instead of the 12 for generics.

Second, I get 10% reward on Walgreens private-labeled merchandise. This is really great since Walgreens puts their private-labeled product right next to the brand name product, so this card pays for itself in very short time.

Walmart also has a 90 day for $10 generics program delivered to you home for free (7-10 days), but without the private label rewards program. That is $40 per year without leaving your home versus $120 and leaving your home 12 times and waiting at the pharmacy.

In either case, Walgreens or Walmart, these programs are better than using your insurance for generics prescriptions. If you have more than one generic medication, your savings is even bigger.

Website: www.walgreens.com